Crash course on GS, MS into Holding Company

Anyone interested in what the big fuss is about Goldman Sachs and Morgan Stanley turning into holding company from investment banking, check this out.

http://www.usatoday.com/money/industries/banking/2008-09-22-goldman-morgan-change_N.htm#close-share-help

Bottomline - they need your deposit to clean up balance sheet. Look for GS Bank around the block.